Has your Investment Portfolio failed to perform as well as you expected? Has it declined in value? Do you dread opening your statement? Are you still in the ‘Red’? Throughout the past 10 years, most individuals are forced to answer those questions – No –Yes – Yes- Yes, respectively. Many have had to postpone retirement, and in some cases lost their retirement entirely. The vast array of investing options are seemingly mind-boggling. Most individuals do not know whether to invest in stocks, bonds, annuities, whole life policies, or mutual funds, so the easy way is to trust someone else to make the decisions and hope for the best. Unfortunately, that seldom works, at least not in the investor’s favor. There are common mistakes that most every individual makes when investing. Let’s look at just a few: